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Close a floating rate bridge or construction loan and one line item shows up in the sources and uses that many borrowers see for the first time at the term sheet stage: the interest rate cap premium. It is not optional. Nearly every floating rate lender in commercial real estate requires one, and the check is written upfront, at…
Close a floating rate bridge or construction loan and one line item shows up in the sources and uses that many borrowers see for the first time at the term sheet stage: the interest rate cap premium. It is not optional. Nearly every floating rate lender in commercial real estate requires one, and the check is written upfront, at…
Roughly $875 billion of commercial and multifamily mortgage debt, 17% of all outstanding balances, is scheduled to mature in 2026, according to the Mortgage Bankers Association’s loan maturity survey….
Ask any commercial real estate lender what metric they care about most when underwriting a loan, and the answer is almost always the same: DSCR. Short for Debt Service…
In commercial real estate lending, two ratios come up in virtually every financing conversation: loan-to-cost (LTC) and loan-to-value (LTV). Both measure how much a lender is willing to finance…
The type of construction contract you choose fundamentally determines who bears the risk when things go wrong. For anyone financing or developing multifamily and commercial projects, understanding these contract…
You’ve probably driven past industrial outdoor storage sites countless times—those fenced lots filled with shipping containers, parked trucks, or construction equipment. This overlooked sector has quietly become one of…
When securing commercial real estate financing, few topics create more confusion—or carry greater personal risk—than the structure of recourse and guarantees. While many borrowers focus primarily on interest rates…
ALTA endorsements can be a confusing piece of the closing process in commercial real estate, yet they are incredibly important and often requested by lenders to ensure protection for…
While headlines proclaim the death of downtown offices, institutional investors are quietly taking a different view. The office sector faces significant challenges, with $51.6 billion in outstanding distress and…
Shown Above: A 10-unit accessory dwelling unit complex under construction in April in Clairemont In a narrow 5-4 decision on June 16, 2025, the San Diego City Council adopted…
The Emergence of a New Housing Category In neighborhoods across California, a quiet revolution in residential real estate is taking shape. Build-to-rent (BTR) communities—neighborhoods of new single-family homes and…
How Supply Constraints, Economic Growth, and Demographics Create a Compelling Case for Multifamily Investment San Diego’s multifamily real estate market has emerged as one of the nation’s most resilient…
San Diego City Council Approves Landmark Growth Plans San Diego’s City Council has approved ambitious growth plans for Hillcrest and University City, aimed at doubling the populations of these…
